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This form will help you get your feet wet in the area of budgetting. It is only one page and should not be intimidating as you get started. The purpose of this form is to show you exactly how much money you need every month in order to survive...(read more) |
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Every single dollar of your income should be allocated to some category - leaving nothing out, like clothes, car repairs, home improvements, etc...This form, though really long, allows you list practically every expense imaginable to prevent you from forgetting something...(read more) |
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This form helps you set up a timeline for organizing all of the major components of a healthy financial life...(read more) |
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How much of your income should be spent on housing, giving, food, etc.? Through experience and research, the following percentages are recommended. Remember, these are only recommended - you may need to adjust them based on your specific income...(click on the image to the left) |
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Many people have an "irregular" income, which simply means that their compensation fluctuates from month-to-month. This is especially common for the self-employed, as well as commission-based salespeople. While this makes it more difficult to predict your income, you are still responsible for doing a monthly budget...(read more) |
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This form will help you knock out debt!! The idea of the snowball is simple: list your debts smallest to largest (regardless of interest rates), pay minimum payments on all of your debts except for the smallest one. Then, attack that one with gazelle intensity!! When it's gone, then move to the next one on the list...(read more) |
The forms and content listed above are provided through Dave Ramsey's Financial Peace University. To find more information or to enroll in the FPU program, please visit www.daveramsey.com.
Reality Check
Do you know someone who is behaving badly with money (maybe its you)? What they need is a Reality Check. Here's a quick way for someone to see what financial shape they'll be in if they keep doing what they're doing. It's the difference between sleeping soundly and getting a rude awakening!
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